When we sit down with you to discuss your personal and family financial goals, we consider your current financial situation, any special circumstances, and your tolerance for taking risks. Then we build a strategy tailored to your individual goals and objectives.
Our primary services for personal needs include:
Custom investment plans to support your life's ambitions
Reviewing your investments and designing a personalized portfolio appropriate to your needs
Year-long, continual monitoring of your investments
Regular meetings to review and evaluate your investment performance, update your overall financial objectives, and to adjust your portfolio as appropriate
Independent advice
Recommendations regarding positioning of investments within your employer-provided plans such as 401(k)s and long-term incentive plans
Comprehensive review of your tax picture to identify opportunities to optimize tax reduction strategies
Review of your tax returns and planning to incorporate any new tax law changes
Complimentary consultation with your tax preparer
Recommendations of tax solutions including tax-aware investment strategies and tax-advantaged investments
Staying up-to-date on and presenting new tax laws that can affect your situation
Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living throughout your lifetime
Creation of a Retirement Map to help guide your journey toward financial security
Application of tactics to manage risks along the way
Education regarding the most appropriate distribution strategy for your employer retirement plans and IRAs
Guidance on how to establish an Inherited IRA, Trusteed IRA or Roth IRA
Strategies to optimize Social Security and pension income
Planning for the costs of health care in retirement
Holistic financial planning for cash flow management, education funding, estate transfer, and more
Discussion of your emergency reserves and effective options for short-term cash alternatives
Strategies for funding education costs and accumulation of assets for lump-sum purchases (e.g., vacation home)
Analysis of your current estate plan and concerns
Review of beneficiaries and titling of your IRAs, insurance policies and trusts
Assistance in transferring assets to your Living Trust or other trusts
Identifying suitable strategies for family gifting and philanthropy
Complimentary consultation with your attorney
Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
Evaluation of your insurances with special attention to appropriateness, coverage amounts and costs
Review of employer-sponsored benefits elections
Analysis of your disability, life, and long-term care insurance
Discussion of your property, liability, and umbrella policies
Recommendations to improve the overall value of your protection
